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Insurance Planning Study
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Insurance Planning Study
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Objectives
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To carry out a systematic, critical appraisal of all potential risks involving personnel, plant, services & operations (risk identification, assessment and control)
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To review the insurance coverage and to identify areas of coverage to optimize the risk exposure
The scope of the study will include the following:
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Identification of all major internal and external pure risks including the natural risks and analysis of the impact of above risks
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Scrutiny of all existing major insurance policies in respect of:
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Rationalization of basic rate of premium and widening of covers
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Applicability / eligibility of discounts in premium
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Application of suitable clauses, warranties and conditions
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Identification of possible areas for refund of premium and suggestions regarding procedure for the same
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Selection of insurance coverage on the basis of risk analysis
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Providing guidelines for fixation of sum insured and illustrate the same on a selected equipment
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Evaluation of business interruption exposure due to identified risks
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Providing guidelines on documentation requirements, procedures for claims under various policies
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Company Brochure
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